Solutions

Our financial planning process and plans allow us to customize the following strategies, services, and products to best suit your needs.

Our financial planning process follows the FP Canada (Formerly known as the Financial Planning Standards Council) six step financial planning process.[1]

Protection

Life Insurance (Term and permanent)

Critical Illness Insurance with 100% return of premium
Disability Insurance with 75% return of premium
Long Term Care Insurance

Guaranteed Issue
Non Medical Life insurance
Non Medical Critical Illness Insurance
Non Medical Disability Insurance

Health & Dental Insurance

Travel insurance
Group Savings and Retirement Plans
Group Benefits
Administrative Services Only Plans (ASO)
Health Spending Accounts (HSA)

Investments

Non registered accounts

TFSA (Tax Free Savings Account)
RRSP (Registered Retirement Savings Plan)
RRIF (Registered Retirement Income Fund)
LIRA (Locked In Retirement Account)
LIF (Life Income Fund)

LRSP (Locked-in Retirement savings plan)

RESP ( Registered Education Savings Plan)

Guaranteed Investments

Indexed GIC’s & Investments
Guaranteed Lifetime income
Guaranteed Pensions
Annuities, Insured Annuities
Guaranteed Investment Funds
100% Principal Guaranteed Investment Funds

RRSP loans
Investment loans

TFSA loans

RESP loans

Manulife One Mortgage Accounts
2nd mortgage
Line of Credit
Debt Consolidation Programs

Debt Management Programs

Our Partners

Assumption Life

Benecaid

Blue Cross

BMO Insurance

Bridgeforce Financial Hub

Canada Life